BOSTON – The Massachusetts Bankers Association has put together a plethora of tips for shoppers this holiday season, urging consumers to spend wisely and to stay on budget.
The tips detail how consumers should best approach the shopping season.
No. 1 tip?
Create a budget:
“Use a list of goals as a starting point for creating a budget. Factor in realistic expenses, including travel costs,” according to the group. “The budget should include not only gifts, but often overlooked items such as the cost of decorations, cards, holiday tipping, etc. A good list of budgeted items will help you avoid unnecessary impulse buying.”
Other tips include details on how to avoid excess debt, when best to shop, how to compare prices and what to look out for.
All of those and more can be found on the trade association’s website. The group has also put together a YouTube video.
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