Young enrollees crucial to exchange success

By Rhonda J. Miller
PBN Staff Writer

Of the 4,400 applications for health insurance for individuals processed in the first month of HealthSource RI, the state’s new health-insurance exchange, 26-year-old Tori’s Hitchiner wasn’t among them. More

To continue reading this article, please do one of the following.



Focus: HEALTH CARE

Young enrollees crucial to exchange success

PBN PHOTO/DAVID LEVESQUE
DECISION PENDING: Tori Hitchiner, a 26-year-old URI graduate, is weighing her insurance options with HealthSource RI now operational.

By Rhonda J. Miller
PBN Staff Writer

Posted 12/2/13

Of the 4,400 applications for health insurance for individuals processed in the first month of HealthSource RI, the state’s new health-insurance exchange, 26-year-old Tori’s Hitchiner wasn’t among them.

Hitchiner is still weighing her options. She’s one of those young people national health care leaders are hoping to convince to buy health coverage to make the Affordable Care Act a success.

“I definitely want to get health insurance. I’m not one of those people who thinks I’m invulnerable,” said Hitchiner, a 2011 journalism graduate of the University of Rhode Island who is living with her parents in Scituate and working full time since September at a child care facility.

Hitchiner’s employer does offer a health plan, but she didn’t sign up right away because she knew the state exchange would be coming online in October and she wanted to compare coverage and cost.

She had been on her parents’ health insurance until she turned 26 in February and the gap of a few months in coverage seemed short enough to be safe.

“My thought was I need health insurance, but it’s not immediately pressing,” said Hitchiner. Hitchiner wasn’t sure if she could buy insurance through the exchange because her employer offers a plan – she’s still not sure but plans to find out.

Rhode Island has “full employee choice” for employees of companies with 50 or fewer employees, with some requirements, said Dara Chadwick, spokeswoman for HealthSource RI.

First, the company has to decide whether or not it will participate in the exchange. If not, and it offers a plan that meets the federal requirements, the employee cannot buy through the state exchange.

Hitchiner isn’t sure yet if her employer has 50 employees because the company has more than one location.

If the small business does participate in the exchange, the company picks a plan and the employee can take the company plan or choose another through the exchange and apply the company’s allowed premium.

Next Page
No comments on this story | Add your comment
Please log in or register to add your comment
Calendar
PBN Hosted
Events

Only a few seats remain for PBN's Manufacturing Awards Dinner and Ceremony, Thursday, April 24th, at the Bryant University Bello Center. Don't hesitate. Register today!
  • Business Women
    Accomplished. Confident. Wicked Smart. Nominate women you know who deserve speci ...
  • 40 Under Forty
    It's the 10th Anniversary of 40 Under Forty, and PBN is planning a special event ...
  • Healthiest Employers
    Enrollment now open for the 2014 Healthiest Employers Program. Please take a mom ...
Advertisement
Purchase Data
Book of Lists
Lists
Book of Lists cover
PBN's annual Book of Lists has been an essential resource for the local business community for almost 30 years. The Book of Lists features a wealth of company rankings from a variety of fields and industries, including banking, health care, real estate, law, hospitality, education, not-for-profits, technology and many more.
Data icons
Data can be purchased as single lists, in either Excel or PDF format; the entire database of the published book, in Excel format; or a printed copy of the Book of Lists.
  • Purchase an e-File of a single list
  •  
  • Purchase an e-File of the entire Book of Lists database
  •  
  • Purchase a printed copy of the Book of Lists
  •  
    National
    Local
    Latest News