Housing
145 results total, viewing 101 - 110
Even as U.S. housing rebounds from its worst downturn since the 1930s, production bottlenecks are pushing up building-materials costs, land prices are rising and skilled labor ready to begin work is hard to find. more
The homeownership rate in the U.S. declined in the fourth quarter as higher borrowing costs and tight credit blocked many first-time buyers. more
For the growing numbers of home purchasers who care about energy efficiency, it’s the ultimate “green” goal: Lenders should recognize the net savings that energy improvements provide to property owners and take them into account when they underwrite and set the fees for mortgages. Appraisers should also recognize the added value. more
An important resource for first-time and other homebuyers who find themselves in unfair competition with deep-pocket investors bearing cash just got better: The two biggest players in the mortgage market, Fannie Mae and Freddie Mac, are now giving noninvestor shoppers 20-day exclusive rights to bid on and buy new listings they are selling. more
The burden of housing costs leaves Latinos in Rhode Island with little purchasing power, according to data released Thursday by HousingWorks RI and the Latino Policy Institute at Roger Williams University. more
Are large numbers of homeowners who have negotiated short sales with lenders at risk because of a startling omission in the American credit system? Do their credit reports and scores indicate that they were foreclosed upon, rather than having negotiated a mutually agreeable resolution with their lender? more
The Mortgage Conciliation Act signed into law by Gov. Lincoln D. Chafee this month requires banks and lenders to make a good-faith attempt to negotiate with homeowners before foreclosing on homes. more
For one of the least productive congressional sessions in modern history, the final word about tax reform last week was entirely in character: Nothing’s happening. more
Perhaps it was always a longshot that JP Morgan Chase CEO Jamie Dimon would be subpoenaed to Rhode Island to negotiate in court-ordered foreclosure mediation cases. more
It’s a crucial question for many first-time and moderate-income buyers in rebounding markets across the country: Where do we find the lowest down payment, lowest monthly cost loans? The answers are changing. more
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