Housing
121 results total, viewing 111 - 120
Commercial property for sale or lease in Rhode Island now has its own territory on a new website specifically designed to accommodate the needs of commercial Realtors, brokers, lenders, assessors and appraisers. more
It’s called “upselling” – steering home-mortgage applicants into higher-cost terms that increase the lender’s profits – and it was rampant during the housing boom years. It worked like this: Rather than putting borrowers into loans at the lowest rates and fees for which they were qualified, loan officers convinced them to sign up for more expensive ones. Loan officers who successfully squeezed more juice, or profit, out of their applicants got extra pay for doing so. more
Rhode Island’s decimated residential construction industry has three small pockets of activity, according to Rhode Island Builders Association Executive Director John Marcantonio. more
Do 75 million homeowners need their own advocate before Congress and federal agencies on issues such as the mortgage interest tax deduction, retention of low down payment loans, and the start of tougher financing rules next January? more
Hailed by both institutions as a way to better serve the community, Roger Williams University is finalizing its takeover of HousingWorks RI, the housing policy research group. more
Too many in Rhode Island do not understand in their bones that we have a continuing spending problem. Exhibit A: legislation passed in the just-concluded legislative session that raised the allowable tax on gross rental receipts from affordable-housing projects that towns and cities can charge (in lieu of a standard property tax) from 8 percent to 10 percent. more
Call it the estate-devouring, nightmare home loan you hope to never encounter: A reverse mortgage with a base interest rate of 9.95 percent, plus a 50 percent share for the lender of increases in value of the house following closing, plus another 2 percent “maturity fee” to sweeten the payout even more. On top of that, there’s a $33,000 mandatory purchase of an annuity by the homeowner that is added to the principal balance and incurs compounding interest while lessening the lender’s future payments to the homeowner. more
Industry groups of all stripes have come to fear the end of the General Assembly session, when unheralded bills affecting their bottom lines can appear suddenly and become law with little debate. more
Some house hunters will search far and wide for certain vintage details or fall head over heels for a property with the pristine clawfoot tub or stained-glass window they’ve always dreamed of. more
Sales of Rhode Island single-family homes rose 16 percent in June compared with the same period the previous year, driving the year-over-year median price up 19 percent, the Rhode Island Association of Realtors said Friday. more
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