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MONEY CONCERNS: When Janet Tanury was forced to temporarily close her clothing boutique in the spring because of the COVID-19 pandemic, she stopped making contributions to her retirement account. / PBN PHOTO/RUPERT WHITELEY

More people resorting to raiding their nest egg

Focus
Janet Tanury had been dutifully putting away money for retirement for years and was even considering doubling her contribution. Then, COVID-19 hit, shutting down Botticelli...
PLANNING AHEAD: Brad McGuire, a tax partner at Blum, Shapiro & Co. in Cranston, and other accountants have been spending a lot of time talking with clients about possible changes to the estate and gift taxes under the Biden administration. / PBN PHOTO/MICHAEL SALERNO

Fear of heftier estate tax has R.I.’s wealthy worried

Focus
The potential of higher taxes on gifts and estates after Democrat Joe Biden enters the White House in January is giving a lot of...
HASN’T BEEN EASY: Terry Coburn, left, and Brian Buonaiuto, co-owners of Coffee and Crumbs in Cranston, opened their shop just weeks before the COVID-19 pandemic arrived in March. 
PBN PHOTO/MICHAEL SALERNO

New restaurateurs forge ahead amid the crisis

Focus
The changing restrictions for restaurants in recent months have been severe. Curbside pick-up only. Outdoor dining only. Capacity limits. And now the latest: curfews that...
GOING IT ALONE: Katie Murano, a sole proprietor with a wedding photography business, has lost all of her 2020 jobs because of the COVID-19 pandemic. She has struggled to qualify for relief programs because of the structure of her business. / PBN PHOTO/MICHAEL SALERNO

Getting aid a struggle for many sole proprietors

Focus
A sole proprietorship seemed like the best option when Katie Murano started her wedding photography business in January. Having previously owned an event-planning business as...
HARD TO RELATE: Lawrence Signore, an attorney based in Providence, says he’s finding it difficult to work remotely. He says he misses the peer-to-peer interactions that normally take place in a courtroom and fears the lack of those relationships will negatively affect the development of young attorneys. / PBN PHOTO/MICHAEL SALERNO

Lawyers find they can’t dodge effects of pandemic

Focus
Lawrence Signore remembers being a young attorney, watching big, boxy computers make their way to every desktop in the office. “The Rhode Attorney,” as Signore...
A VOICE: Bella Robinson, executive director of Coyote RI, is an advocate for the decriminalization of sex work in Rhode Island. She’s at her home in West Warwick. / PBN PHOTO/ELIZABETH GRAHAM

R.I. highlighted in ACLU report on decriminalizing prostitution

Focus
For almost 30 years, prostitution wasn’t a crime in Rhode Island, as long as it took place indoors. What was the result? According to one...
HOLDING ON: Joseph A. Mansour Jr. is the president of Marcovich, Mansour & Capobianco LLC in Lincoln, an accounting firm that represents about 400 businesses that received Paycheck Protection Program loans. Mansour said he’s advising those clients to keep some of that money, if possible, in case they have to pay taxes on the funds in April 2021. / PBN PHOTO/MICHAEL SALERNO

Tax questions over PPP loans remain unresolved

Focus
Accountants who helped shepherd businesses through the process of obtaining federal Paycheck Protection Program loans this year are now cautioning them to not assume...
SERVICES SOUGHT: Certified public accountant and certified business appraiser John E. Barrett Jr., principal at Barrett Valuation Services Inc., has experienced increased demand and new challenges in calculating business values since the pandemic hit. / PBN PHOTO/MICHAEL SALERNO

Crisis spurs businesses to reevaluate their worth

Focus
As principal of Barrett Valuation Services Inc., John E. Barrett Jr. staked his career on his ability to assess risk. But the metrics he has...

U.S. financial system threatened by climate change

Focus
Burnt orange daytime skies signal that the consequences of climate change are already here. But while we tend to focus on the death and...
MULTITASKING: Jordyn Cruise, manager of Angelo’s Palace Pizza, takes an order over the phone while she runs the restaurant’s takeout window in Cumberland. The restaurant enrolled six managers and key servers in a program to help restaurant owners and their employees navigate difficult situations during the pandemic. / PBN PHOTO/ELIZABETH GRAHAM

Customer’s always right? Well, not in a pandemic

Focus
For Bill Kitsilis, owner of Angelo’s Palace Pizza in Cumberland, banning customers from his family restaurant would have been unthinkable a year ago. But that...
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