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Megan McArdle

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Credit scores drive America’s growing inequality

The other day, I got to wondering something: What is the effect of automated payments on credit scores? Automated payments, I reasoned, reduce late...

A little self-control can add up to major savings

When I wrote recently about the joys of the 15-year mortgage, I got the same reaction from a lot of people: “Why would you...

Millennials find themselves out of luck and jobs

They’re living at home in growing numbers. They’re not buying homes, which creates ripple effects throughout the housing market. They’re having more babies out...

New rules hit small businesses when kids stay on plans

Paul, a business owner, writes in response to my article on children who stay on their parents’ insurance. He describes something I’ve never heard...
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