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HYBRID PRODUCT: Geraldine B. Cunningham, president and CEO of First Financial Advisory Services, with Matthew Cunningham, left, and Peter Robinson, at her Westerly office. Cunningham said her business has seen more interest in a hybrid long-term care insurance product that allows people to pay over a 10-year period while they are still working and includes a death benefit if the person dies before using the long-term care services.  
 / PBN PHOTO/RUPERT WHITELEY

Insurance policies target long-term care

Baby boomers are planning for end of life, transforming a relatively new insurance option that combines long-term care and life insurance into a $4...
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