Federal Housing Finance Agency - Providence Business News

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GAME CHANGER: Nicholas Brownell, branch manager for Total Mortgage Service LLC in Newport, says in addition to a lower monthly payment for homeowners, affordable payment structures, such as a 50-year mortgage, could expedite home sales and benefit investors with improved cash flow management over a longer period. PBN PHOTO/KATE WHITNEY LUCEY

Would 50-year mortgages ease affordability crisis?

Economy 12/05/2025

The Trump administration has floated the idea of a 50-year mortgage as a way to make homes more affordable at a time of skyrocketing...

U.S. housing finance plan a risk to taxpayers

Commentary 07/05/2024

You may have seen the news that the Federal Housing Finance Agency has given an initial thumbs-up to a plan to allow Freddie Mac,...

IMPROVED FORMULA? Joseph Baptista, president of Anchor Financial Mortgage Inc. in Pawtucket, says the Federal Housing Finance Agency’s plan to change the way risk-based fees are applied to home loans seems logical. PBN PHOTO/MICHAEL SALERNO

Changes in mortgage fee structure may shake up industry

Financial Services 03/03/2023

Charging higher fees to a borrower who makes less money and has more debt has historically been the best way for mortgage lenders to...

President Joe Biden extends eviction and foreclosure moratoriums

Real Estate 01/20/2021

PROVIDENCE – In his first day in office, President Joe Biden signed a series of executive orders, including one that extends an existing moratorium...

LIMITED EFFECT: Stephen Tetzner, vice president of Homestar Mortgage Inc. in Providence, says increased limits on conforming home loans, which feature lowered interest rates and more flexible credit score requirements, will do little to help the high-end market. / PBN PHOTO/MICHAEL SALERNO

Higher conforming loan limits will have varied impact on R.I. housing...

Financial Services 02/07/2020

Rhode Island homebuyers are already taking advantage of increased limits on mortgages insured by the Federal Housing Administration and those acquired by Fannie Mae...

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