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MORE AFFORDABILITY: Rhode Island Association of Realtors President Shannon Buss, bracketed by books that have been key to her real estate career, says three consecutive interest-rate cuts by the Fed haven’t led to new homebuyers entering the market, but they have helped buyers who are already looking to afford more in a house. / PBN PHOTO/MICHAEL SALERNO

Three Fed rate cuts in 2019 spur more home-loan activity

Three interest-rate cuts this year by the Federal Reserve have encouraged homeowners to seek out refinancing of existing mortgages and created a robust market...

Spare no expense

Have your company’s expenses increased substantially from year to year? Yes: 55.6% No: 44.4% Besides payroll, what is your company’s largest expense year to year? (Select multiple) New...
AN ANALYSIS BY personal finance website GOBankingRates found Woonsocket, home to the Stadium Theatre, is a better alternative to Providence for homebuyers who want to see the value of their homes improve more quickly. / COURTESY STADIUM THEATRE PERFORMING ARTS CENTRE/JORDAN W. HARRIS

Analysis: Woonsocket better home-value buy than Providence

WOONSOCKET – A national website that evaluated communities within 15 expensive metro areas found Woonsocket was a good buy. The analysis by personal finance website...

St. Anne’s Hires Rose Cortes as Mortgage Loan Officer

FALL RIVER, MASSACHUSETTS, July 23, 2019…Eileen M. Danahey, President & Chief Executive Officer (CEO) of St. Anne’s Credit Union, along with its Board of...

St. Anne’s Hires Charles Coelho as Mortgage Loan Officer

FALL RIVER, MASSACHUSETTS, August 2, 2019…Eileen M. Danahey, President & Chief Executive Officer (CEO) of St. Anne’s Credit Union, along with its Board of...

Five Questions With: Anne Horvath

Anne Horvath has been in the mortgage industry since 1995. She started as a loan originator and has worked as a manager or vice...
LOOKING SPIFFY: Embrace employees volunteer to beautify Newport Preservation Society properties ahead of the tourism season.
 / COURTESY EMBRACE HOME LOANS

Embrace Home Loans Inc.

Best Places to Work 2019 | LARGE COMPANIES (150-499 employees): 12. Embrace Home Loans Inc. What three words best describe your staff? Adventurous, energetic and...
TOTAL U.S. household debt rose 0.9% from the prior quarter to $13.67 trillion in the first three months of 2019, accompanying a slowdown in new mortgage debt. / BLOOMBERG NEWS FILE PHOTO.SCOTT MCINTYRE

Americans kept borrowing in first quarter as new mortgages eased

NEW YORK – Americans continued to take on debt in the first quarter, though new mortgage borrowing slowed to the weakest level since late...
BUCKING THE TREND: Brian A. Azar, senior vice president and chief lending officer at Navigant Credit Union, speaks with Deborah Drechnowicz, center, mortgage underwriting supervisor, and Lisa Grimo, mortgage loan underwriter. Unlike most banks, which saw their mortgage loan volume go down, Navigant reported an 8 percent increase from 2017 to 2018.
 / PBN PHOTO/MICHAEL SALERNO

Mortgage rates increase, loan volume drops during tumultuous 2018

After a tumultuous stock market performance in 2018 – especially during the last month of the year amid holiday celebrations – many banks’ mortgage...

Mortgage shopping service Own Up now offered in Rhode Island

PROVIDENCE – A Boston-based company that serves as a personal shopping service for people seeking home mortgages is expanding its business into five states,...
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