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OPEN-
MINDED: 
Brian Azar, CEO and president of Pawtucket-based Coastal1 Credit Union, says a move to “open banking” as proposed by the Consumer Financial Protection Bureau could be good for institutions such as his.
PBN PHOTO/
MICHAEL SALERNO

New proposal could put customers in charge of their financial data

If information is power, then banks and credit unions are in control. That’s because every morsel of customer financial data, from spending patterns to credit...
HOME BASE: Recent acquisitions by Citizens Financial Group Inc. have increased its presence in the New York area, but Citizens remains based at its 13-story office building in downtown Providence. 
PBN FILE PHOTO/NICOLE DOTZENROD

With acquisitions, Citizens’ focus grows much wider

Citizens Financial Group Inc.’s headquarters holds a prominent place in downtown Providence. The 13-story building stands guard over the confluence of the Woonasquatucket and...

Five Questions With: R. Scott Siefers

R. Scott Siefers is a managing director and senior research analyst at Piper Sandler Cos., where he covers financial institutions, including Citizens Financial Group...
UNDER REVIEW: Terry Telesmanick, right, Centreville Bank senior vice president of bank operations, speaks with Branden Powers, retail operation supervisor, at the bank’s West Warwick headquarters. Telesmanick says Centreville is in the midst of reevaluating its services and fees, including overdraft fees.  / PBN PHOTO/MICHAEL SALERNO

Overdraft fees getting plenty of scrutiny

While banks were denounced as villains of the 2008 recession, their response to the COVID-19 crisis had some calling them heroes. The praise was based...
CASH FLOW: Russell Morrill of Westerly uses an ATM at The Washington Trust Co. branch in Westerly recently. Banks and credit unions are expecting to see a decline in the size of deposits as the COVID-19 crisis passes. / PBN PHOTO/ELIZABETH GRAHAM

As new deposits slow, bank strategies evolve

The billions of dollars doled out in forgivable small-business loans and personal stimulus checks made their way to recipients through their bank accounts. The result:...
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