Steven Hebner

PBN 40 Under Forty 2023 Awards
Steven Hebner | 37 | Vice president of finance, Centreville Bank


What have been the most significant changes in your industry in the last five years? The significant fluctuations in the interest rate environment. We have seen aggressive rate cuts at the onset of the COVID-19 pandemic, followed by historic lows in the treasury yield curve, then the sharpest pace of rate increases since 1980, and now an inverted yield curve.

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What is the best advice you have ever received? If you can’t be replaced, you can’t be promoted.

Where do you see yourself in five years? Coaching a T-ball game.

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What was your first job? Customer service and 1 Hour Photo at Brooks Pharmacy.

What advice would you give your 22-year-old self? None. I’d let him figure it out for himself.

What moment changed your life more than any other? Transferring my college major from engineering to finance.

What is your greatest attribute that you bring to your job? Decisiveness … no wait … enthusiasm.

What is your favorite Rhode Island food or drink? Narragansett Beer and hot wieners.

What led you to pursuing a career in your current industry? My college professor from [Roger Williams University], Irving Goss. His banking class and shared career experiences engaged me in the business and [sent] me down a career path in community banking.