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IMPROVED FORMULA? Joseph Baptista, president of Anchor Financial Mortgage Inc. in Pawtucket, says the Federal Housing Finance Agency’s plan to change the way risk-based fees are applied to home loans seems logical.

Changes in mortgage fee structure may shake up industry

Charging higher fees to a borrower who makes less money and has more debt has historically been the best way for mortgage lenders to...
LIMITED EFFECT: Stephen Tetzner, vice president of Homestar Mortgage Inc. in Providence, says increased limits on conforming home loans, which feature lowered interest rates and more flexible credit score requirements, will do little to help the high-end market. / PBN PHOTO/MICHAEL SALERNO

Higher conforming loan limits will have varied impact on R.I. housing...

Rhode Island homebuyers are already taking advantage of increased limits on mortgages insured by the Federal Housing Administration and those acquired by Fannie Mae...

Bad start for Fannie, Freddie reforms

This was supposed to be the year the U.S. government would finally address one of the biggest pieces of unfinished business from the 2008...
ROYAL BANK OF SCOTLAND agreed to pay $5.5 billion to settle the second of three major United States mortgage-backed securities probes. / BLOOMBERG FILE PHOTO/LUKE MACGREGOR

RBS to pay $5.5B in FHFA mortgage-bond settlement

NEW YORK - Royal Bank of Scotland Group PLC agreed to pay $5.5 billion to settle the second of three major United States mortgage-backed...
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