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Loan sharks can play a useful economic role

Hear the term “loan shark” and what do you think of? Probably a desperate borrower going to Tony Soprano and, later on, having his...
BAD FOR TAXPAYERS? Gov. Gina M. Raimondo on Sept. 16 said a new Small Business Development Fund approved by state lawmakers was not good for taxpayers. She supports R.I. Commerce Corp.’s plans to create rules to ensure proper oversight of tax credits approved under the program.
 / PBN FILE PHOTO/
MICHAEL SALERNO

Tax-credit program needs strong oversight to pay off

Economic-development officials took a good step on Sept. 16 in agreeing to create clear rules ahead of the rollout of a new tax-credit program...

RIHousing Loan Center Welcomes Gabriela Godoy as Mortgage Originator

Gabriela (‘Gaby’) Godoy joins the RIHousing Loan Center with more than 15 years of experience in mortgage banking and loan servicing, with multilingual abilities....

There’s nothing wrong with stronger banks

Must a safer banking system inevitably be less dynamic? Judging from the experience of the U.S. and Europe since the 2008 financial crisis, not...
EXPERIENCED LEADER: Barbara Fields has served as the executive director of the R.I. Housing and Mortgage Finance Corp. since January 2015. She previously was the New England regional administrator for the U.S. Department of Housing and Urban Development and the director of the Local Initiatives Support Corp. in Providence. / PBN PHOTO/RUPERT WHITELEY

The state needs a stronger affordable-housing law, says R.I. Housing. Executive...

R.I. Housing and Mortgage Finance Corp. is celebrating its 45th anniversary this year in a position of financial strength, says Executive Director Barbara Fields. It...

Mortgage market moving into shadows

The last financial crisis occurred in part because unregulated lending in the mortgage market got out of hand. Believe it or not, it’s starting...

Reform, not undermine, fair-lending law

More than 40 years ago, Congress adopted the Community Reinvestment Act to ensure that banks would serve everyone in the areas where they do...
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