Harsh banking sector regulations imposed a decade ago were touted as a means to both make the system safer and to “democratize capital” by improving consumer access to credit, thereby decreasing the wealth gap. They’ve had the opposite effect. In the decade since the Obama administration instituted broad banking reforms, banks have shrunken from lending
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This commentary is a crock of crap from the banking industry lobbies trying to undue the protections granted to us tax payers when we get stuck bailing out the industry over and over again.